What is financial runway? A plain guide for individuals
Financial runway is how long your cash lasts at your current spending. Learn the formula, a worked example, and how to make yours longer.
Guides
Money guides: runway, savings buffers and irregular income
Plain-language answers to the questions people ask about how long their money lasts. No jargon, with worked examples you can check against your own numbers.
How many months of expenses should you save?
A practical way to size an emergency fund: three, six or twelve months, depending on how steady your income is, who relies on you, and what you owe.
How to budget on an irregular income
Freelancer, commission or seasonal pay? Pay yourself a base amount, build a buffer first, and watch your runway instead of one month’s earnings.
How to track bKash and Nagad spending
Your mobile wallet is where your money goes, but its history is not a budget. A simple routine to record bKash, Nagad and bank spending without typing everything.
Time is money: how to price spending in hours of work
Turn any price into hours of your own work, or days of runway. A simple formula with a worked example, and when it helps you decide.
Budgeting for family back home when you work abroad
Earn in one currency, support family in another. How to treat remittances as a fixed cost, track both currencies, and keep a safety buffer.