Pricing
Choose a plan.
Start free. Pay only when you need more. Nothing renews by itself.
Entering money by hand, the clock, your history and your goals are never limited on any plan. Voice and chat with the advisor have a monthly allowance: 20 on Free, 150 on Pro and 300 on Max. Paid plans are prepaid for a month or a year and never renew on their own.
Your runway and an advisor, free to start
Free
20 voice logs a month
Replies read aloud in your browser’s voice
Includes
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Cash activity
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Fixed costs
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Recurring patterns
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Runway countdown
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Time lost
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Expected retainers
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Fixed deposits
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Credit cards
- Money Talks: an advisor that reads your numbers and shows your road to financial freedom
- An honest clock: missed payments count as spent, and expected income never counts until it lands
- Every purchase as days of runway, and hours of your own work
- Log a payment in any currency, at daily market rates; your books stay in one
- Paste or share a payment SMS (bKash, Nagad, UPI, M-Pesa, bank and card alerts) to log it
- Scan a statement photo, screenshot or receipt into moves you review (3 a month)
- Invite a friend and you each get a month of Pro (up to 12)
- Heads-up from your advisor before a bill or a short runway catches you, plus an optional weekly runway email
- Savings you set aside and leave alone: the type, where each is kept, and spending paid from them, never counted in your live runway
- Goals with a monthly pace (two at a time) and spending patterns learned from your own history
- Bangla digits, your own time zone, and public holidays on the calendar
- A record of who changed what, and optional two-factor sign-in
- Categories for everyday life and for work, charts, money you owe and money owed to you
- Add money from the past, today, or still to come: back-dated moves, expected income, fixed deposits, and credit cards with EMI plans
Start free
For irregular income and bigger decisions
$3.17/mo
$31.73 a year
150 voice logs a month
About 12 replies a month in a natural voice
Everything in Free, plus
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What-if scenarios
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Inflation and market-rate advice
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Money flow map
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Unlimited goals
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Medicine tracker
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Natural voice replies
- A much bigger voice and chat allowance with the advisor
- What-if for paying what you owe, or collecting what is owed to you
- Medicine tracker for you and your family: dose reminders by email and in the app, supply run-out dates, and what medicines cost each month
Request access
For teams, projects and companies
$6.35/mo
$63.55 a year
300 voice logs a month
About 24 replies a month in a natural voice
Everything in Pro, plus
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Multiple accounts
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Project books
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Income, cash flow, and position
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Invoices and quotes
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Businesses and clients
- Invite up to 5 people to a project as editors or view-only
- Invoices and quotes with PDF; unpaid invoices become money owed in your runway
- Income statement, cash flow, and statement of financial position
- Businesses, clients and logos on documents
- A company runway that adds up every project under that business
- See which seat logged each money in and money out
Request access
Free includes 20 voice logs each month, Pro 150 and Max 300 (about 5 and 10 a day). They reset on the monthly anniversary of your account. When they are used up, voice stops until that date. Add credits by upgrading to Pro or Max to continue right away, or wait for the reset. Typing your entries by hand is never limited.
Hearing replies read aloud in a natural voice is a separate allowance: about 12 replies a month on Pro and 24 on Max, counted by characters and renewing on the 1st. It is a text-to-speech service we pay for per use, so it is capped. When it is used up, or on Free, replies are read in your browser’s own voice. Speaking to the advisor has its own monthly allowance, shown above.
- Prepaid, never auto-renewed
- Your data is never sold
- Cancel by simply not renewing
Compare plans
| Feature |
Free | Pro | Max |
| Your money in time |
|---|
| Runway clock, fixed costs, time lost |
✓ | ✓ | ✓ |
| Entering and editing by hand, the clock, your history: never limited |
✓ | ✓ | ✓ |
| Honest clock (missed payments, expected income not counted) |
✓ | ✓ | ✓ |
| Payments in any currency, at daily market rates |
✓ | ✓ | ✓ |
| Log a payment from a wallet or bank SMS (bKash, UPI, M-Pesa and more) |
✓ | ✓ | ✓ |
| Bangla digits and your own time zone |
✓ | ✓ | ✓ |
| Public holidays and due-date warnings on the calendar |
✓ | ✓ | ✓ |
| Advisor and insight |
|---|
| Money Talks advisor, road to freedom |
✓ | ✓ | ✓ |
| Spending patterns learned from your own history |
✓ | ✓ | ✓ |
| Goals with a monthly pace |
Two at a time | Unlimited | Unlimited |
| Inflation-aware advice (World Bank data) |
— | ✓ | ✓ |
| Your deposit and loan rates against the market (World Bank) |
— | ✓ | ✓ |
| Money flow map |
— | ✓ | ✓ |
| Voice and chat with the advisor |
20 a month | 150 a month | 300 a month |
| Long talk, in minutes a month |
8 min | 16 min | 40 min |
| Scan statements and receipts into your books |
3 a month | 20 a month | 50 a month |
| Replies read aloud in a natural voice (choose from 8) |
Browser voice | About 12 a month | About 24 a month |
| Planning |
|---|
| What-if scenarios |
— | ✓ | ✓ |
| Add past, present and expected money: back-dated moves, expected income, deposits, credit cards and EMI |
✓ | ✓ | ✓ |
| Medicine tracker: doses, reminders, supply and cost for the family |
— | ✓ | ✓ |
| Multiple accounts and project books |
— | — | ✓ |
| Teams and business |
|---|
| Seats for editors and view-only guests |
— | — | Up to 5 |
| Invoices, quotes and statements |
— | — | ✓ |
| Businesses, clients and company runway |
— | — | ✓ |
| Safety and payment |
|---|
| Activity log of who changed what |
✓ | ✓ | ✓ |
| Optional two-factor sign-in |
✓ | ✓ | ✓ |
| Export or delete your data |
✓ | ✓ | ✓ |
| Pay with bKash |
✓ | ✓ | ✓ |
Questions, answered
How does billing work?
Paid plans are prepaid for one month or one year. Nothing renews by itself, and we never charge you again unless you send a new payment. Pay with bKash and we activate your plan once we have checked the transaction ID.
What happens when my plan ends?
Your account goes back to Free. Nothing you entered is deleted; features that belong to the paid plan switch off until you renew. Renew before it ends and the new period is added to the time you have left.
Is voice limited on Pro and Max?
Yes, and the limit is generous. Pro includes 150 voice logs a month and Max 300, about 5 and 10 a day. Entering money by hand, the clock, your history and your goals are never limited. Free includes 20 a month so you can try voice properly. Long talks, receipt scans and replies read aloud in a natural voice have their own monthly allowances (Pro about 12 replies, Max about 24). If you use one up, only that feature waits for the reset; everything else keeps working.
Can I switch plans?
Any time. Pay for the plan you want and its period starts from that payment. If you stay on the same plan, renewing adds to the time you have left.
Do you offer refunds?
Payments are not refundable except where the law says otherwise. That is why Free lets you use the whole core of the product before you pay anything.
Is my data private?
We do not sell it or use it to train models. You can export or delete everything from your profile, turn on two-factor sign-in, and see who changed what in every shared book. The details are in the Privacy Policy.
Which currencies work?
Prices show in US dollars or taka, whichever you pick. Your books can use any currency: record a payment in euros and it is stored in your own base currency at your rate.
Where does the advice get its information?
From your own books first (including patterns in your own history), then from open public data: daily exchange rates (exchange-api), yearly inflation and bank interest rates (World Bank) and public holidays (Nager.Date). Our servers ask them for a currency or country code only. Nothing about you or your money is ever sent to them.