Pricing
Choose a plan.
Start free. Pay only when you need more. Nothing renews by itself.
Entering money by hand, the clock, your history and your goals are never limited on any plan. Voice and chat with the advisor have a monthly allowance: 20 on Free, 150 on Pro and 300 on Max. Paid plans are prepaid for a month or a year and never renew on their own.
ব্যক্তিগত রানওয়ের ভিত্তি
ফ্রি
20 voice logs a month
Replies read aloud in your browser’s voice
যা আছে
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ক্যাশ অ্যাকটিভিটি
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ফিক্সড কস্ট
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পুনরাবৃত্ত প্যাটার্ন
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রানওয়ে কাউন্টডাউন
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হারানো সময়
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প্রত্যাশিত রিটেইনার
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ফিক্সড ডিপোজিট
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ক্রেডিট কার্ড
- ফিক্সড কস্ট ও টাকা ঢোকা-বেরোনোতে ক্যাটাগরি — আগে ব্যবহার করলে পরের বার সাজেশন
- ওভারভিউতে ক্যাটাগরি অনুযায়ী টাকা ঢোকা ও বেরোনোর চার্ট
- আপনি যা দেনা এবং আপনাকে যা পাওনা, রানওয়ে সময় হিসেবে
- পছন্দমতো অ্যাকসেন্ট ও ব্যাকড্রপ রং
- অতীত, আজ বা আসন্ন টাকা যোগ করুন: আগের তারিখের এন্ট্রি, প্রত্যাশিত আয়, ফিক্সড ডিপোজিট ও EMI-সহ ক্রেডিট কার্ড
ফ্রিতে শুরু
অনিশ্চয়তায় সিদ্ধান্ত
$3.17/মাস
$31.73 a year
150 voice logs a month
About 12 replies a month in a natural voice
Free-এর সবকিছু, প্লাস
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হোয়াট-ইফ সিনারিও
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Inflation and market-rate advice
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Money flow map
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Unlimited goals
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ওষুধ ট্র্যাকার
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Natural voice replies
- হোয়াট-ইফ: দেনা শোধ করলে বা পাওনা পেলে রানওয়ে কেমন হয়
- ওষুধ ট্র্যাকার: নিজের ও পরিবারের ডোজ রিমাইন্ডার, ওষুধ ফুরানোর তারিখ ও মাসিক খরচ
Request access
একাধিক অ্যাকাউন্ট ও প্রজেক্ট
$6.35/মাস
$63.55 a year
300 voice logs a month
About 24 replies a month in a natural voice
Pro-এর সবকিছু, প্লাস
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একাধিক অ্যাকাউন্ট
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প্রজেক্ট বই
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আয়, নগদ প্রবাহ ও আর্থিক অবস্থান
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ইনভয়েস ও কোট
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ব্যবসা ও ক্লায়েন্ট
- যে অ্যাকাউন্টে কোনো ক্যাশ মুভ নেই, সেটি মুছে ফেলা যায়
- প্রতি প্রজেক্টে ইমেইলে সর্বোচ্চ ৫ জনকে আমন্ত্রণ
- শেয়ার করা প্রজেক্টে কে টাকা ঢুকিয়েছে বা বের করেছে, সেই সিটের নাম
- আয়ের বিবরণী, নগদ প্রবাহ, এবং আর্থিক অবস্থানের বিবরণী
- ব্যক্তিগত বই বা প্রজেক্টের জন্য ইনভয়েস ও কোট, পিডিএফসহ
- বিজনেস মোড: ব্যবসা, ক্লায়েন্ট, এবং ডকুমেন্টে লোগো
- এক কোম্পানির সব প্রজেক্টের নগদ ও বার্ন যোগ হয়ে এক রানওয়ে
Request access
Free includes 20 voice logs each month, Pro 150 and Max 300 (about 5 and 10 a day). They reset on the monthly anniversary of your account. When they are used up, voice stops until that date. Add credits by upgrading to Pro or Max to continue right away, or wait for the reset. Typing your entries by hand is never limited.
Hearing replies read aloud in a natural voice is a separate allowance: about 12 replies a month on Pro and 24 on Max, counted by characters and renewing on the 1st. It is a text-to-speech service we pay for per use, so it is capped. When it is used up, or on Free, replies are read in your browser’s own voice. Speaking to the advisor has its own monthly allowance, shown above.
- Prepaid, never auto-renewed
- Your data is never sold
- Cancel by simply not renewing
Compare plans
| Feature |
Free | Pro | Max |
| Your money in time |
| Runway clock, fixed costs, time lost |
✓ | ✓ | ✓ |
| Entering and editing by hand, the clock, your history: never limited |
✓ | ✓ | ✓ |
| Honest clock (missed payments, expected income not counted) |
✓ | ✓ | ✓ |
| Payments in any currency, at daily market rates |
✓ | ✓ | ✓ |
| Log a payment from a wallet or bank SMS (bKash, UPI, M-Pesa and more) |
✓ | ✓ | ✓ |
| Bangla digits and your own time zone |
✓ | ✓ | ✓ |
| Public holidays and due-date warnings on the calendar |
✓ | ✓ | ✓ |
| Advisor and insight |
| Money Talks advisor, road to freedom |
✓ | ✓ | ✓ |
| Spending patterns learned from your own history |
✓ | ✓ | ✓ |
| Goals with a monthly pace |
Two at a time | Unlimited | Unlimited |
| Inflation-aware advice (World Bank data) |
— | ✓ | ✓ |
| Your deposit and loan rates against the market (World Bank) |
— | ✓ | ✓ |
| Money flow map |
— | ✓ | ✓ |
| Voice and chat with the advisor |
20 a month | 150 a month | 300 a month |
| Long talk, in minutes a month |
8 min | 16 min | 40 min |
| Scan statements and receipts into your books |
3 a month | 20 a month | 50 a month |
| Replies read aloud in a natural voice (choose from 8) |
Browser voice | About 12 a month | About 24 a month |
| Planning |
| What-if scenarios |
— | ✓ | ✓ |
| Add past, present and expected money: back-dated moves, expected income, deposits, credit cards and EMI |
✓ | ✓ | ✓ |
| Medicine tracker: doses, reminders, supply and cost for the family |
— | ✓ | ✓ |
| Multiple accounts and project books |
— | — | ✓ |
| Teams and business |
| Seats for editors and view-only guests |
— | — | Up to 5 |
| Invoices, quotes and statements |
— | — | ✓ |
| Businesses, clients and company runway |
— | — | ✓ |
| Safety and payment |
| Activity log of who changed what |
✓ | ✓ | ✓ |
| Optional two-factor sign-in |
✓ | ✓ | ✓ |
| Export or delete your data |
✓ | ✓ | ✓ |
| Pay with bKash |
✓ | ✓ | ✓ |
Questions, answered
How does billing work?
Paid plans are prepaid for one month or one year. Nothing renews by itself, and we never charge you again unless you send a new payment. Pay with bKash and we activate your plan once we have checked the transaction ID.
What happens when my plan ends?
Your account goes back to Free. Nothing you entered is deleted; features that belong to the paid plan switch off until you renew. Renew before it ends and the new period is added to the time you have left.
Is voice limited on Pro and Max?
Yes, and the limit is generous. Pro includes 150 voice logs a month and Max 300, about 5 and 10 a day. Entering money by hand, the clock, your history and your goals are never limited. Free includes 20 a month so you can try voice properly. Long talks, receipt scans and replies read aloud in a natural voice have their own monthly allowances (Pro about 12 replies, Max about 24). If you use one up, only that feature waits for the reset; everything else keeps working.
Can I switch plans?
Any time. Pay for the plan you want and its period starts from that payment. If you stay on the same plan, renewing adds to the time you have left.
Do you offer refunds?
Payments are not refundable except where the law says otherwise. That is why Free lets you use the whole core of the product before you pay anything.
Is my data private?
We do not sell it or use it to train models. You can export or delete everything from your profile, turn on two-factor sign-in, and see who changed what in every shared book. The details are in the Privacy Policy.
Which currencies work?
Prices show in US dollars or taka, whichever you pick. Your books can use any currency: record a payment in euros and it is stored in your own base currency at your rate.
Where does the advice get its information?
From your own books first (including patterns in your own history), then from open public data: daily exchange rates (exchange-api), yearly inflation and bank interest rates (World Bank) and public holidays (Nager.Date). Our servers ask them for a currency or country code only. Nothing about you or your money is ever sent to them.